These Terms and Conditions of Use ('Terms of Service') apply to your access to and use of the 'Money Ledgers' mobile application, the http://moneyledgers.me('Sites') or other service provided by KTW TECHNOLOGIES('The Company'). Please read these Terms and Conditions carefully before using Our Service.
For the purposes of these Terms and Conditions:
Application means the software program provided by the Company downloaded by You on any electronic device, named Money Ledgers
Application Store means the digital distribution service operated and developed by Apple Inc. (Apple App Store) or Google Inc. (Google Play Store) in which the Application has been downloaded.
Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to KTW TECHNOLOGIES
Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
Service refers to the Application and the others Service provided by the Company.
Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.
By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.
You represent that you are over the age of 14. The Company does not permit those under 14 to use the Service.
Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.
Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company.
The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.
Your access may be terminated or suspended promptly and without prior notice or liability for any reason, including, but not limited to, a breach of these Terms and Conditions. Termination will invariably result in the deletion of your user account.
Upon termination, Your right to use the Service will cease immediately. Refund of your purchases is in such case not possible.
Users can register for membership to access specific services offered through the application. Membership application entails submitting all required information during the registration process within the application. The registration process is considered complete when the Company confirms the fulfillment of the registration requirements.
You can create an account and log in to use the Service through the following Third-party Social Media Services:
Apple
It is imperative to maintain the confidentiality and security of your account login details, refraining from sharing them with others. You bear sole responsibility and liability for all activities conducted under your account. The Company retains the authority to decline your registration or suspend your account at its discretion
By uploading content ("User-Generated Content" or "UGC") or synchronizing it with texts, numerical data, photos, or other content, you grant the Company a non-exclusive, no-charge, royalty-free, worldwide, irrevocable, perpetual license to use, reproduce, modify, adapt, publish, translate, create derivative works, distribute, and display the UGC in connection with the Company's services. You represent that you have all necessary rights and consents to do so.
You agree not to upload any content that is unlawful, defamatory, infringing on intellectual property rights, or otherwise objectionable. Additionally, you agree not to upload any content describing or depicting violence, or content that is pornographic, discriminatory, racist, defamatory, or otherwise illegal, and share it with other Users.
While we do not routinely review content, we reserve the right to remove or disable access to any user content for any reason.
You are solely responsible for backing up the content you enter or upload in synchronization with it.
The Application is offered at no cost, providing access to basic features. To access premium features, You can unlock them by purchasing a suitable subscription plan. Subscriptions may occur on either an annual or monthly recurring basis.
The subscription plan prices are presented in your local currency, where supported, and consistently incorporate the relevant Value Added Tax (VAT).
The prices of the premium subscription is subject to change, with adjustments becoming effective at the commencement of the subsequent subscription period. By persisting in the use of the Premium Subscription, the User acknowledges and accepts the updated pricing. If the User disagrees with a price modification, they have the option to reject it by canceling the subscription recurrence before the revised price becomes applicable.
If a user has purchased a subscription, it will automatically renew for another term of the same length unless canceled before the current term expires. The subscription price is charged on the first day of the new term.
Accepted payment methods include, but are not limited to, credit and debit cards, gift cards, or PayPal, and may vary depending on the distribution Application Store. The Provider does not retain any payment information or handle payment processing. Payment processing is the sole responsibility of distribution Application Store, payment solution providers, or their contractors.
Users have the option to withdraw their orders within a specific period, as outlined in the relevant laws and regulations. The cancellation will take effect the day after the last day of the current subscription term. However, if the paid service includes features that cannot be canceled, as stated in the Act on Consumer Protection in Electronic Commerce, the Company will follow the necessary procedures required by the relevant laws to limit the right to cancel orders.
Refunds for in-app purchases or subscription are typically not offered.
The Provider may present subscriptions with a designated trial period at no cost. Nevertheless, you must furnish your payment details to initiate such a subscription. Following the conclusion of the trial period, the standard subscription plan with your chosen term will commence automatically unless canceled before the trial period expires. The initial payment for the subscription will be processed on the first day subsequent to the trial period's conclusion. By commencing the subscription with a trial period and providing your payment details, you consent to potential future charges for the subscription.
The Application may employ third-party Service Providers to showcase advertisements to users utilizing free accounts, contributing to the support and upkeep of the Service.
Google AdSense and DoubleClick Cookie
Google, acting as a third-party vendor, utilizes cookies to present ads on our Service. The use of the DoubleClick cookie enables Google and its partners to display ads to our users based on their visits to our Service or other websites on the Internet.
Users have the option to opt out of using the DoubleClick cookie for interest-based advertising by visiting Google's ad settings page.
Google AdMob
Google AdMob is offered by Google Inc.
For additional details on how Google utilizes the collected information, please refer to the "How Google uses data when you use our partners' websites or apps" page.
The Company holds the copyright and intellectual property rights for all content it creates, encompassing operations, software, hardware, domain, emblems, logos, page design, advertising materials, structure, content, information, tools, symbols, and expressions that define the Company's services. These rights are the exclusive property of the Company.
Users is expressly prohibited from copying, transmitting, editing, disclosing, displaying, distributing, reverse engineering, broadcasting, or creating derivative works of the information obtained through the use of the Services provided by the Company, whether in its original or altered form. The User is fully responsible for any infringements, including the payment of compensation for losses and damages, as well as other legal obligations resulting from the violation of the Terms.
If a User expresses a willingness to share their User-Generated Data on a social network, other websites, or applications, the Company may publish such User-Generated Data on those platforms.
The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.
Without limiting the foregoing, neither the Company nor any of the company's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.
The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.
If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.
If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which You are resident.
You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.
These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.
We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.
By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.
If you have any questions about these Terms and Conditions, You can contact us by email: ktwtechs@gmail.com